Glossary

Fire Emergency

A fire emergency refers to a situation where there is an uncontrolled fire that poses an immediate threat to people, property, or the environment. Fire emergencies can occur in a variety of settings, including homes, workplaces, public spaces, and natural environments, and may be caused by a variety of factors, including electrical faults, arson, cooking accidents, and natural disasters.

Fire Protection District

A fire protection district is a district that provides protection with available means to protect against fire, medical needs, or other emergencies.

Medical Emergency

A medical emergency refers to a situation in which an individual’s health or well-being is at immediate risk due to a sudden illness, injury, or exacerbation of an existing condition. Examples of medical emergencies include heart attacks, strokes, severe allergic reactions, traumatic injuries, seizures, and respiratory distress. In these situations, prompt and effective medical attention is necessary to prevent serious or life-threatening consequences.

Millage Rate

A millage rate is made up of property taxes that are levied on property. Your millage is made up of multiplying your taxable value of property by the number of mills levied. One Mill is 1/1000 of a US dollar.

Millage Revenue

Millage revenue, also known as property tax revenue, refers to the amount of money that a government or other taxing authority generates from property taxes. In the United States, millage rates are used to calculate the amount of property taxes owed by property owners, with one mill representing one dollar per $1,000 of a property’s assessed value. The millage revenue generated by property taxes can be used to fund a variety of public services, such as schools, parks, police and fire protection, road maintenance, and other community projects. The amount of millage revenue generated can vary depending on the local property tax rate, the assessed value of properties in the area, and other factors.

NFPA

NFPA stands for the National Fire Protection Association. It’s a nonprofit organization whose goal is to eliminate injury, death, property damage, or economic loss due to fire or other related hazards.

Parcel Fees

In real estate, a parcel fee typically refers to a charge assessed by a local government or other authority for the subdivision of a piece of land into smaller parcels. When a property owner wishes to divide a piece of land into smaller lots for development or sale, they may be required to pay a parcel fee to cover the costs of surveying, zoning and land use reviews, infrastructure improvements, and other related expenses.

PIAL

PIAL stands for the Property Insurance Association of Louisiana. It was founded in 1888 and is a private, nonprofit association comprised of insurance companies licensed to write fire and other coverages within the State of Louisiana. The Municipal Division is in charge of evaluating the fire protection capabilities of fire districts to determine a PIAL rating or Protection classification of an area.

PIAL Rating

A PIAL Rating is a fire grading system based on a 1 to 10 scale. A PIAL of one (1) represents a perfect fire protection rating, while a rating of ten (10) indicates an area without a fire suppression program. A PIAL rating is given by the Property Insurance Association of Louisiana and can affect the cost of homeowners insurance.

T.D.

T.D. is an abbreviation for Tax District. This is the area within a county or parish in which all taxable property can be subject to property taxes at the same rate.